Top 6 Best Rewards Credit Cards of 2018 – Reviews & Features

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Searching for best rewards credit cards of 2018? Are you looking for credit card with best reward rate? You search ends here. There are various credit cards available claiming for best reward rate, bonus points, miles, cash back. We know the value of owning a best rewards credit cards so we researched to find out credit cards with best rewards rate and other features. We have compiled a list of top 6 best rewards credit cards for 2018 which can ease you to select one for you. Choose any credit card according to your needs and apply soon to maximize your reward rate, bonus points and miles.

Top 6 Best Rewards Credit Cards of 2018 – Features and Reviews

Chase Sapphire Preferred Card – 50,000 Bonus Points Offer, No Annual Fee

Chase Sapphire Preferred Card is one of best travel rewards credit cards because of good signup bonus, perks or rewards, no annual fee. If someone asks me for best travel rewards credit card then Chase Sapphire Preferred Card is on top of my list which I recommend to everyone. It comes packed with 50,000 points signup bonus after spending $4000 on purchase in first three months.

These 50000 bonus points can be redeemed through Chase Ultimate Rewards, an online travel portal of chase. These 50000 bonus points by chase are equivalent to $625 in travel.

You need a good credit score to apply for Chase Sapphire Preferred Card.

Features of Chase Sapphire Preferred Card

Chase Sapphire Preferred Card is best travel rewards credit card if we compare it with other credit cards. It offers following benefits –

  • Earn 50000 Bonus Points – if you spend $4000 on purchases in first three months.
  • Chance to earn 2x points for every dollar spent on travel and dining at restaurants worldwide
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • 25 percent more value if you redeem through Chase Ultimate Rewards.
  • No Foreign Transaction Fee
  • 5,000 Bonus Points after you add the first authorized user and make a purchase in first three months.
  • $0 intro for first year, then $95
  • 74 %- 24.74 % Variable APR

Capital One Venture Rewards Credit Card – One Time Bonus of 50,000 miles

Capital One Venture Rewards Credit Card is one of the best rewards credit cards for people who are looking for good travel rewards. It offers you to earn a high reward rate of 2 miles for every $1 spent. It also offers a sign up bonus of 50,000 miles after you spend $3,000 in three months following account opening.

Capital One venture rewards credit card is best choice for simple travel rewards without paying any annual fees.

Features of Capital One Venture Rewards Credit Card

  • Earn One Time Bonus of 50,000 miles after you spend $3000 on purchases within 3 months from account opening ; equal to $500 in travel
  • Chance to earn 2x miles for every dollar $1 spent
  • Also Earn 10x miles on thousands of hotels
  • Best for booking and paying for hotels through hotels.com/venture
  • 74%-24.74% variable APR; No introductory APR
  • $0 intro annual fee for first year, then $95
  • $0 Foreign Transaction Fee

Capital One Quicksilver Card – $150 Bonus Offer

Capital One Quicksilver Card is best flat rate rewards credit card which offers an unlimited flat 1.5 percent cash back on all purchases. You can redeem cash back for any amount at any time. Reward never expire and will remain for life of the account.

The Quicksilver card is considered best credit card for earning cash back at a flat rate on all purchases made.

Features of Capital One Quicksilver Card

  • Get One Time bonus of $150 after you spend $500 on purchases following three months of account opening
  • Earn unlimited 1.5 percent cash back on every purchase made
  • Cash back wouldn’t expire for the life of the account
  • No Limit on how much cash back you can earn
  • $0 Annual Fee
  • 0% intro APR for 15 months ; 14.74%-24.74% variable APR after that
  • $0 Foreign Transaction Fee

The Platinum Card from American Express – 60,000 Bonus Points Offer

Amex Platinum Card is also in the list of recommended best rewards credit cards. It offers you to earn 60,000 membership reward points after you spend $5,000 on purchase in first three months of account opening.

The card earns you more points for more you travel. You can earn 5x points on air travel purchased directly through airline.

It also offers you to earn 5x points on prepaid hotels booked through Amex Travel.

Features of Platinum Card from American Express

  • Get 60000 membership reward points after you spend $5000 on purchases in first 3 months.
  • Get Up to $200 annually for Uber Rides
  • Earn 5x membership rewards points on air travel booked directly with American Express Travel
  • 5x membership rewards points on eligible hotels booked through amextravel.com
  • Enjoy Access to Global Lounge Collection which is an only credit card airport lounge access program that include proprietary lounge locations around the world.
  • $200 Airline Fee Credit , up to $200 per calendar year in baggage fees and more at one qualifying airline.
  • Also get complimentary benefits with an average total value of $550 with Fine Hotels and Resorts.
  • Earn up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your platinum card.
Top 6 best rewards credit cards of 2018 USA
Top 6 best rewards credit cards of 2018 USA

Bank of America Cash Rewards Credit Card – $200 Cash Rewards Offer

Bank of America Cash Rewards Credit card with $200 Cash Reward Offer is one of the best rewards credit cards in 2018 in USA. There is no annual fee on cash rewards credit card provided by Bank of America. This card is an excellent choice for those who want to earn cash back on their spending.

Bank of America Cash Reward credit card offers you to earn cash back on gas limited to 3 percent. You also earn 2 percent bonus on purchases made at grocery stores.

Features of Bank of America Cash rewards Credit Card

  • $200 Cash Reward Bonus Offer when you spend $500 within 3 months of account opening
  • 3 percent cash back on gas purchase
  • 2 percent cash back on purchases at grocery stores
  • $2500 combined limit on 2% and 3% categories for each quarter
  • 1 percent cash back on other purchases
  • No Expiration Criteria on Rewards
  • $0 Annual Fee
  • Get 10 percent bonus if you redeem cash back into a Bank of America checking or saving account ; If you’re a Bank of America Preferred Rewards client, you could increase that bonus to 25% – 75%.
  • 0 percent introductory APR for purchases during first 12 billing cycles, then 14.99%-24.99% variable APR. 3 percent fee (minimum $10) applies to balance transfers.
  • No Annual Fee

Wells Fargo Propel American Express Card 

Wells Fargo Propel American Express Card is one of best cards for travel rewards with $0 annual fee. The American Express Card by Wells Fargo comes with introductory offer – you can earn 30,000 points as sign up bonus if you spend $3000 within three months of account opening.

The card offer 0 percent introductory APR for 12 months after that APR will be 14.24% to 26.74% based on your creditworthiness.

Features of Well Fargo Propel American Express Card

  • Get 30,000 Bonus Points If you spend $3000 on purchased in first three months
  • Earn 3x points on eating out, ordering in , gas, ridesharing, flights, hotels, homestays, car rentals
  • 1x points on all other purchases
  • No Annual Fee
  • Intro APR – 0 percent for first 12 months or billing cycles; after that 14.24% to 26.74% -variable APR; Balance transfer fees apply
  • No Foreign Transaction Fee

How to Choose Best rewards Credit Card ?

To choose a best rewards credit card, you need to consider following factors –

  • Rewards Points or Value
  • Sign Up Bonus / Welcome Offer
  • Reward Rate
  • Foreign Transaction Fees
  • Annual Fee
  • Discounts

To select a credit card, you need to compare and review a credit card for its annual fee, foreign transaction fee, reward rate, sign up bonus, APR, discounts etc. We have compiled our list of top 6 best rewards credit cards by keeping in view the above attributes.

Conclusion :

So, there are lots of best rewards credit cards available with rewards like cash back , miles, bonus or other discounts.  But before choosing any rewards credit card, you need to do through research. You need to be very careful with rewards you get with these credit cards, whether you would use them or not. For example, you may get rewards for a hotel or place you would not visit. There are other factors also which need to be taken care before choosing a credit card.

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