YONO by SBI – Country’s first integrated lifestyle and banking service app : State Bank of India (SBI) has launched YONO, an integrated omni-channel digital platform to offer financial services, besides lifestyle products and services.
Download SBI YONO App – You Only Need Once
YONO – an acronym for “You Only Need Once” will enable customers to avail lifestyle based services under following 14 categories including :- Booking and Renting Cabs, Entertainment, Dining Experience, Travel and Stay, Medical Assistance etc.
YONO – Developed using latest Digital Technologies
YONO is developed using latest digital technologies such as AI, predictive analytics and machine learning and can be accessed through both its web portal and a mobile application. YONO app can be accessed on mobile phones, both android and iOS and YONO portal with browser.
YONO portal has been designed in such a way to provide maximum customer convenience where each journey has been designed with minimum possible clicks with easy to understand descriptions. This app is designed to increase engagement with customers and enhancing the banking service.
What are the services provided through YONO app ?
With YONO, You Only Need One app for all your banking, shopping and investment needs. YONO is your one stop shop to fulfil all your banking, insurance, investments and daily shopping needs.
You can avail following services with YONO –
Account Opening – Instant Digital Saving Account Opening in less than 5 minutes from home and get personalized platinum debit card, Concession on Bank service charges & Paperless.
Shopping – Exclusive discounts and offers for SBI customers across a large number of e-commerce merchants.
Banking simplified – Easy to understand interface, Simple and intuitive navigation.
Quick pay (Fund Transfer) – Intelligent funds transfer with UPI enabled payments.
One view – Link and view all State Bank group relationships (Bank and all JVs) in one app.
Smart spending – Intelligent spending analysis using smart auto-tagging and categorization of the transactions.
Your friend in need – Pre-approved personal loans on the go up to Rs. 1 lakh without any documentation in 2 minutes
Apart from above services, you can also avail customised products and services from over 60 e-commerce players, including Amazon, Uber, Ola, Myntra, Jabong, Shoppers Stop, Cox & Kings, Thomas Cook, Yatra, Airbnb, Swiggy and Byjus. Users can also purchase and view investment products such as insurance policies, without having the need to redirect the customer to the respective service provider. The platform will also enable SBI to sell its cards, General and Life Insurance, Mutual Funds, Retail loans etc.